Who We Are

We’re an engagement company offering expertise, partnership and innovation across a range of consumer financial services, with an emphasis on improving the customer experience. Built from GE heritage, we trace our roots to 1932 when GE first offered financing for new appliances. Today, with over 80 years of experience, we are a leader in financing major consumer purchases and elective healthcare and the largest provider of private label credit cards in the United States.*

What We Do

We offer customers both service and flexibility for all the ways they spend and save. Across numerous industries, we partner with businesses to offer financial expertise in areas including store credit cards, loyalty programs, analytics, marketing, in-store to mobile, and more.

Our products are in demand: both our mService and proprietary Digital Card offerings are industry leaders in mobile account service. Customers turn to our Synchrony Bank products for award-winning savings rates, while our CareCredit^SM program extends financing to health, wellness and beauty expenses. We take pride in immersing ourselves in our partners’ businesses to understand their customers, objectives and challenges.

How We Do It:

First and foremost, we build relationships. Our focus on deep engagement is clear, and our passion for growing our partners’ businesses is stronger than ever. Count on us to bring the new ideas, deep expertise, and innovative technology solutions the marketplace demands. Your customers are our customers, so we go the extra mile to earn their loyalty and stay a step ahead of their needs.  Most importantly, we ask ourselves every day how we can add more value and what new capabilities we can bring to the table. Then, we do it.

Our relationships are built for lasting growth. Come see what we can do together.

A Little About Us

Nextep Funding, LLC offers a retailer to customer lease-to-own financing platform designed to increase retailer sales by offering customers the ability to finance goods and services on the spot, in the store and without delay. We take pride in our dynamic product by providing superior customer service and retailer training in anticipation of increased sales for our retail partners and appreciative customers who get to leave their store with what they came for. Inclusively, every member of the Nextep Funding team is dedicated to the quality of our unique product, our loyalty to each other and the ability to serve our customers with excellence. We are extremely grateful for the opportunity to support our personal and professional business relationships and enhance peoples’ lives through the power of “Funding Your Lifestyle.”

Nextep Funding, LLC is very proud of the fact that we have been able to service retailers and customers all over the United States. As we continue to grow, we intend to make our mark in every territory by bringing our dynamic leasing program to everyone in need!

What is Nextep

We approve customers with good credit, troubled credit and no credit at all.

Online applications are available 24/7 and customer results are sent instantly to their email.

Customers can buyout of their contract whenever they like, they are never locked in!

Applying is free, quick and easy. All you need is basic personal information.